Comments on: how can I consolidate my debts when I have bad credit?

By: Meg J

Meg J — Sat, 17 Apr 2010 17:14:40 +0000

you should go to http://www.cellsware.info/restorecredit and they can give you some amazing help with debt consolidation and fixing up your credit report.

By: Helen

Helen — Sat, 17 Apr 2010 17:14:40 +0000

There are many options available online nowadays to help you consolidate your debt. Whether you are wanting to consolidate credit card debt or other kinds of debt, it can be overwhelming searching online to find the best ones for your situation. Here is a short overview of what kind of debt services are available online. Bad credit debt consolidation help permits a person with poor credit rating, to obtain bad credit debt

http://best-loans.awardspace.com/...

Rather it is a convenient method of taking care of your debts at the present moment. After your present debts have been dealt with, the bad credit debt consolidation loan can be paid off easily. here are other companies that will help you manage your debt without having to use another loan. These companies usually charge you a fee and then–>help negotiate lower interest rates with your creditors and manage your monthly payments. There are various ways to do this and every company is different. Usually these techniques will save you money to start paying down the principle on your credit balances.

By: dave

dave — Sat, 17 Apr 2010 17:14:40 +0000

Jennie,

Your friend is lucky to have someone like you willing to help her out.

There’s a good article at eHow on steps your friend can take to begin tackling her debt. Take a look at it:

http://www.ehow.com/how_2326032_avoid-escalating-debt.html
How to Stop Escalating Debt

You can also look here for tips on earning some extra cash online:

http://www.ehow.com/how_2254361_money-internet.html
How to make money on the internet, scam-free

Hope it helps.

By: Jennifer

Jennifer — Sat, 17 Apr 2010 17:14:40 +0000

Hi,
I used "Credit Solution" to settle my debt and improve my credit score.They managed to reduce my debt up to 58%.It’s legitimate. Icame across this company on NBC News Special Edition.Check it out here:
http://memurl.com/furetu

By: Credic J

Credic J — Sat, 17 Apr 2010 17:14:40 +0000

If she got the loans through the Federal Student Loan program then they options to consolidate them. Otherwise, there are a number of programs out there for consolidating loans… just do a google or yahoo search for "student loan consolidation"

By: MissPriss

MissPriss — Sat, 17 Apr 2010 17:14:40 +0000

She should be talking to her bank or financial institution about her current debt. Or she could speak to a credit counselling organization. Most urban centres have them.

With regard to her OSAP debt, she needs to get on the canlearn.ca website and do some research about her repayment options. While she is in school, as long as she has done all the proper paperwork, the government is paying the interest on any loans from previous years. The interest-free status of the loan for her current school year changes as of the first day of the month following her graduation. (so if she graduates December 10, 2008 the interest rate is not set until January 1, 2009) So if she had some money saved up, she could make a payment on her student loan before January 1, 2009 and she would be paying on her principle. Then when the interest rate is set Jan 1, she would be paying interest on a lower amount.