Comments on: Is there anywhere to get a loan with horrible credit, but good income? I want to consolidate debts. ? http://consolidationdebtfree.info/is-there-anywhere-to-get-a-loan-with-horrible-credit-but-good-income-i-want-to-consolidate-debts Free consultation for debt consolidation Mon, 17 Jan 2011 08:56:49 +0000 hourly 1 http://wordpress.org/?v=3.2.1 By: Cole Powell http://consolidationdebtfree.info/is-there-anywhere-to-get-a-loan-with-horrible-credit-but-good-income-i-want-to-consolidate-debts/comment-page-1#comment-307 Cole Powell Sun, 10 Oct 2010 16:35:32 +0000 http://consolidationdebtfree.info/is-there-anywhere-to-get-a-loan-with-horrible-credit-but-good-income-i-want-to-consolidate-debts#comment-307 as much as possible i also mantain a good credit record so that i can do business transactions with ease,-- as much as possible i also mantain a good credit record so that i can do business transactions with ease,–

]]> By: Georgia Miller http://consolidationdebtfree.info/is-there-anywhere-to-get-a-loan-with-horrible-credit-but-good-income-i-want-to-consolidate-debts/comment-page-1#comment-269 Georgia Miller Tue, 13 Jul 2010 01:24:30 +0000 http://consolidationdebtfree.info/is-there-anywhere-to-get-a-loan-with-horrible-credit-but-good-income-i-want-to-consolidate-debts#comment-269 i had a bad credit score last year but i was able to fix it now.''. i had a bad credit score last year but i was able to fix it now.”.

]]> By: Aidan Bailey http://consolidationdebtfree.info/is-there-anywhere-to-get-a-loan-with-horrible-credit-but-good-income-i-want-to-consolidate-debts/comment-page-1#comment-262 Aidan Bailey Tue, 25 May 2010 18:16:06 +0000 http://consolidationdebtfree.info/is-there-anywhere-to-get-a-loan-with-horrible-credit-but-good-income-i-want-to-consolidate-debts#comment-262 i am not a fan of having credits and getting credits cards.",- i am not a fan of having credits and getting credits cards.”,-

]]> By: Lillie http://consolidationdebtfree.info/is-there-anywhere-to-get-a-loan-with-horrible-credit-but-good-income-i-want-to-consolidate-debts/comment-page-1#comment-116 Lillie Thu, 15 Apr 2010 22:08:17 +0000 http://consolidationdebtfree.info/is-there-anywhere-to-get-a-loan-with-horrible-credit-but-good-income-i-want-to-consolidate-debts#comment-116 start paying everything off and then provide proof when applying for a loan that its paid off start paying everything off and then provide proof when applying for a loan that its paid off

]]> By: cutter72 http://consolidationdebtfree.info/is-there-anywhere-to-get-a-loan-with-horrible-credit-but-good-income-i-want-to-consolidate-debts/comment-page-1#comment-117 cutter72 Thu, 15 Apr 2010 22:08:17 +0000 http://consolidationdebtfree.info/is-there-anywhere-to-get-a-loan-with-horrible-credit-but-good-income-i-want-to-consolidate-debts#comment-117 Chapter 7 bankruptcy...best bet Chapter 7 bankruptcy…best bet

]]> By: Metal Mike http://consolidationdebtfree.info/is-there-anywhere-to-get-a-loan-with-horrible-credit-but-good-income-i-want-to-consolidate-debts/comment-page-1#comment-118 Metal Mike Thu, 15 Apr 2010 22:08:17 +0000 http://consolidationdebtfree.info/is-there-anywhere-to-get-a-loan-with-horrible-credit-but-good-income-i-want-to-consolidate-debts#comment-118 You don't need another loan that is what caused your problems anyway. If you truly want to get out of debt, make a list of all your creditors. Place them in order of highest interest to lowest interest. Next cut all your credit cards in half. Then make the minimum monthly payment on all but your highest interest account, on that one take the total you have budgeted for all your accounts and make a large payment. After you pay off the first one just repeat the process until you are debt free. I usually takes people about 2 years. You don’t need another loan that is what caused your problems anyway. If you truly want to get out of debt, make a list of all your creditors. Place them in order of highest interest to lowest interest. Next cut all your credit cards in half. Then make the minimum monthly payment on all but your highest interest account, on that one take the total you have budgeted for all your accounts and make a large payment. After you pay off the first one just repeat the process until you are debt free. I usually takes people about 2 years.

]]> By: peter g http://consolidationdebtfree.info/is-there-anywhere-to-get-a-loan-with-horrible-credit-but-good-income-i-want-to-consolidate-debts/comment-page-1#comment-119 peter g Thu, 15 Apr 2010 22:08:17 +0000 http://consolidationdebtfree.info/is-there-anywhere-to-get-a-loan-with-horrible-credit-but-good-income-i-want-to-consolidate-debts#comment-119 Go to a loan sharks. In fact go to several and have the same of each of them. Then change your name and leave town. Go to a loan sharks. In fact go to several and have the same of each of them. Then change your name and leave town.

]]> By: ibu guru http://consolidationdebtfree.info/is-there-anywhere-to-get-a-loan-with-horrible-credit-but-good-income-i-want-to-consolidate-debts/comment-page-1#comment-120 ibu guru Thu, 15 Apr 2010 22:08:17 +0000 http://consolidationdebtfree.info/is-there-anywhere-to-get-a-loan-with-horrible-credit-but-good-income-i-want-to-consolidate-debts#comment-120 Most people who get debt consolidation loans wind up with more debt within the year. The last thing you need is a loan! You have a decent income, so pay off all those debts as fast as possible. If you go to bankruptcy court, they will take 1/4 of your income to pay off the bills, so you can do the same and save yourself the court costs, legal fees, fees for the bankruptcy trustee, etc. To say nothing of 10 years of bad credit vs. being able to clean it up within a couple of years. Most people who get debt consolidation loans wind up with more debt within the year. The last thing you need is a loan!

You have a decent income, so pay off all those debts as fast as possible. If you go to bankruptcy court, they will take 1/4 of your income to pay off the bills, so you can do the same and save yourself the court costs, legal fees, fees for the bankruptcy trustee, etc. To say nothing of 10 years of bad credit vs. being able to clean it up within a couple of years.

]]> By: 1972.igniteinc.biz - Dallas http://consolidationdebtfree.info/is-there-anywhere-to-get-a-loan-with-horrible-credit-but-good-income-i-want-to-consolidate-debts/comment-page-1#comment-121 1972.igniteinc.biz - Dallas Thu, 15 Apr 2010 22:08:17 +0000 http://consolidationdebtfree.info/is-there-anywhere-to-get-a-loan-with-horrible-credit-but-good-income-i-want-to-consolidate-debts#comment-121 BEEN THERE, DONE ALL OF THE ABOVE except bankruptcy. The suggestion to gather all your credit cards and arrange them by interest rates is the best suggestion of all. Minimum payments suck big time cause it seems so useless. What it does for you is really two fold. -It helps you repair your name by "repaying as agreed". -It buys you valuable time. -It WILL take a couple of years and you WILL be on a very restricted budget. No one in his. or her right mind would ever suggest this, but it beats the hell out bankruptcy. If you have a employer sponsered 401k retirement program that you participate in. You can easily access that sourse. Ofcourse your employer will arrange a payroll repayment plan that will guarantee repayment. If your employment ends before you have satisfied the 401 loan, you will have to make a final lump payment to repay it. Oh! did I mention this IS your retirement? CUT UP THOSE PLASTIC CARDS WHAT EVER YOU DO. JUST USE YOU ATM CARD INSTEAD. BEEN THERE, DONE ALL OF THE ABOVE except bankruptcy.

The suggestion to gather all your credit cards and arrange them by interest rates is the best suggestion of all. Minimum payments suck big time cause it seems so useless. What it does for you is really two fold.
-It helps you repair your name by "repaying as agreed".
-It buys you valuable time.
-It WILL take a couple of years and you WILL be on a very restricted budget.

No one in his. or her right mind would ever suggest this, but it beats the hell out bankruptcy. If you have a employer sponsered 401k retirement program that you participate in. You can easily access that sourse. Ofcourse your employer will arrange a payroll repayment plan that will guarantee repayment. If your employment ends before you have satisfied the 401 loan, you will have to make a final lump payment to repay it. Oh! did I mention this IS your retirement?

CUT UP THOSE PLASTIC CARDS WHAT EVER YOU DO.
JUST USE YOU ATM CARD INSTEAD.

]]> By: Brother Otter http://consolidationdebtfree.info/is-there-anywhere-to-get-a-loan-with-horrible-credit-but-good-income-i-want-to-consolidate-debts/comment-page-1#comment-122 Brother Otter Thu, 15 Apr 2010 22:08:17 +0000 http://consolidationdebtfree.info/is-there-anywhere-to-get-a-loan-with-horrible-credit-but-good-income-i-want-to-consolidate-debts#comment-122 My friend, borrowing $15000 does NOT get you "totally out of debt". You will still owe somebody 15 grand. Words like this are evidence that you do not yet understand finances. Find and attend a Dave Ramsey "Financial Peace University" class. They are very reasonably priced, are usually hosted at churches, and in 10 weeks you will learn the skills you need to get out of debt (really) and stay out of debt. My friend, borrowing $15000 does NOT get you "totally out of debt". You will still owe somebody 15 grand. Words like this are evidence that you do not yet understand finances.

Find and attend a Dave Ramsey "Financial Peace University" class. They are very reasonably priced, are usually hosted at churches, and in 10 weeks you will learn the skills you need to get out of debt (really) and stay out of debt.

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